Every fee on your merchant statement, decoded

Mid-qualified rate, pass-through fees, effective rate, NABU fee. The exact words printed on your statement, each with its own page explaining what it is, who charges it, and whether you can get rid of it.

The short answer

Find your fee below, grouped by category. Fees marked Full guide have a complete breakdown with typical cost and negotiation guidance. Everything else is marked Coming soon: the page exists with a plain-language name and alias list, but the full write-up isn't published yet. Looking for a quick one-line definition instead of a full breakdown? Try the A-Z statement fee glossary.

Every processor prints its fees under slightly different names, which is exactly why a fee search so often comes up empty. This hub covers the fee names merchants actually search for, matched to the plain-English concept behind them and, wherever possible, a real breakdown of who charges it and whether it's worth fighting.

Downgrades and markups
Compliance
Account fees
Transaction fees
Network pass-through
Contract fees
Technology fees
Dispute fees
Equipment fees
Surcharging and cash discount
Analysis concepts

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