What is the Amex OptBlue Fee on your merchant statement?

Full breakdown in progress

Amex OptBlue Fee is one of the fee names merchants search for from their statements. Here is what we can confirm so far. The full plain-language write-up, including typical cost and negotiation guidance, is still in progress.

Also appears on your statement as
OptBlue Amex Program Fee American Express Discount Rate
Charged byCost typeTypicallyNegotiable
American ExpressNot a fee (calculated)Varies - see belowNo

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