What is the Non-EMV Surcharge on your merchant statement?

Full breakdown in progress

Non-EMV Surcharge is one of the fee names merchants search for from their statements. Here is what we can confirm so far. The full plain-language write-up, including typical cost and negotiation guidance, is still in progress.

Also appears on your statement as
EMV Non-Compliance Non-EMV Fee Chip Non-Compliance Surcharge
Charged byCost typeTypicallyNegotiable
Processor or ISONot a fee (calculated)Varies - see belowYes by upgrading terminals

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